We are the home of guaranteed credit approval. Yes guaranteed credit approval. No matter what your credit.
What is Guaranteed Credit?
We call it guaranteed credit because you are already approved before you even walk in. We do an easy application to get your information, plug that into the computer and within seconds have not only an approval but down payment and payments on every vehicle on the lot. We want you to be successful building or repairing your credit so you'll be approved for a payment that you can afford. This is a real bank loan so it's reported to all three credit bureaus.
What do you need?
A down payment:
Down payment varies depending on the vehicle but we do a great job working with what you can afford.
Proof of where you live:
One of the following........Utility bill, phone bill, cell phone bill, bank statement,(other proof of residency may be acceptable ask a credit specialist today)
Proof of income:
Whichever is applicable.........Pay stubs, award letters, bank statements,(other proof of income may be acceptable ask a credit specialist today)
Proof of bank account:
Statement or voided check
When you're thinking about purchasing your next vehicle just fill out the credit application or stop into Jimmys Auto Outlet Inc.at 1515 Route 52 in Fishkill New York. We'll get you a reliable vehicle, at a great price, and help you through the financing process start to finish.
If you would like to start the process for getting a used vehicle loan the first step is to see what rate will best compliment your budget. You can get estimated monthly loan payments from our finance calculator, and you can apply for financing with our secure online application.
The auto finance department at Jimmy's Auto Outlet in the Fishkill, Carmel and Poughkeepsie, NY area is here to help get you a great deal on a new or used car loan.
The Jimmy's Auto Outlet automotive financing team is ready to create the auto finance plan that works best for you. Save money, time and frustration by working with the finance specialists at our Fishkill area used car dealership.
The Jimmy's Auto Outlet finance experts work with various financial institutions to get you a great deal on a car loan in the Fishkill, Carmel and Poughkeepsie area. Our dealership is here to make purchasing an automobile a simple and pleasurable experience. Be sure to view our current finance specials to save even more at Jimmy's Auto Outlet! Use our online finance application to apply for a car loan right now.
We can help students with no credit history, or those who have hit a rough spot and now have credit problems. We can customize a loan program to your needs. Call us at 845-896-4444, or visit us in person by coming to 1515 Route 52, Fishkill, NY 12524.
1515 Route 52
Fishkill, NY 12524pause
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.